Real Estate Blog - Blog Archive: October, 2016

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October 2016

Found 5 blog entries for October 2016.

In a recent Portland Monthly article, Randy Gragg offered “six imperatives of Portland’s future,” a series of factors and strategies for dealing with the city’s massive population influx as it is projected to bring some 200,000 new residents over the next two decades.

The article draws from an interview with former San Francisco and Portland head planner Gil Kelly (he’s about to take on the same role in Vancouver, BC), who spoke with Gragg this summer as part of the ongoing Bright Lights discussion series produced in conjunction with the University of Oregon's John Yeon Center.

I enjoyed the combination of article and discussion as an excuse to think in a long-range way about some of the architecture, infrastructure and open spaces the city will

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Thanks to websites like Houzz and Pinterest and TV networks like HGTV and DIY, it’s easier than ever to keep up with home decorating trends and find inspiration for improving your own home. Here are five of the top current interior design trends.

 1. Screen-free rooms: After a long day of using your smartphone and computer, it can feel amazing to come home and take a technology break. More and more, homeowners are creating specific screen-free rooms—perhaps a library, craft room, or listening room—where you can escape from technology for a while.

 2. Upholstered headboards: What if you could feel like you were sleeping in a luxury hotel bed every night? The bedding and mattress are an important part of that experience, but so is the aesthetic

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With all the money you pay for a home, you want to make sure you spending your hard-earned dollars on a legitimate piece of property—and that’s where a title company comes in.

When you purchase a home, a title company will research the property to ensure that you are the rightful owner. They’ll look through records for anything that might cause problems—ownership disputes, restrictions, unpaid taxes, liens, and more. Their goal is to document the chain of title and identify any issues that could become major problems down the road.

At the end of the process, the title company issues a title opinion. This is a legal document that states that the title is valid.

The title opinion is part of obtaining title insurance. The insurance protects both the

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There’s no more important time to work on your credit score than when you’re about to apply for a mortgage. Improving your credit can save you a ton of money—we’re talking about thousands of dollars over the life of the loan. Here are the actions you can take that will have a notable impact on your score.

Pay down your credit card balances
Credit utilization is one of the biggest factors in determining your credit score. Your credit utilization should at least be less than 30 percent of your limit, and it’s even better if you can get it below 15 percent. This rule applies to both individual cards and your overall credit limit.

It may even be worthwhile to use some of the cash funds you were planning to use for a down payment to pay off credit

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