Home Owner Tips

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Home Owner Tips

Found 32 blog entries about Home Owner Tips.

Each year the National Association of Realtors reports on the cost of common remodeling projects and how much they add to the value of a typical home. The following are the estimates for the Portland area published in 2018.

The cost data comes from HomeTech Information Systems, a remodeling estimating software company, and is adjusted for regional pricing variations.  The added value estimates are based on sampled NAR members’ professional judgment, not actual sales. ©2018 Hanley Wood, LLC. Reproduced by permission. Complete city data from the 2018 Cost vs. Value Report can be downloaded free at www.costvsvalue.com.

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Every year when January rolls around you vow to lose weight, save money or spend more time with family and friends. But what goals do you set for your home? In the spirit of new beginnings, we have researched some resolutions that will make your home a more beautiful, efficient, clean and green place in the coming year.

Here are five picks for the best home improvement resolutions for the new year and how to achieve them:

1: Time to purge

One of the best and least expensive ways to feel better about your home is to get rid of clutter. Over time, we end up acquiring a lot of things we don't necessarily need in the home. Without some regular purging, cabinets and drawers get jam-packed and it becomes hard to

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Don't miss this educational event! Learn the basics of homeownership with great information shared by Kyung Kim, an Oregon Licensed Realtor with the Portland Home Team at Keller Williams Realty Professionals, Mitzi Kondo, a Mortgage Loan Officer with Umpqua Home Loans, and Dryden Driggers, a Money Coach from the Sacred Money Studios. This 2-hour workshop will inform, motivate, and move you closer to attaining your dream of homeownership!

Thursday, January 18th from 7pm-9pm at Sacred Money Studios 7814 SW Capitol Hwy, Portland, Oregon 97219

We will educate you on the sales contract, the current market trends, the mortgage loan process, budgeting, and cover terms and language used in the home buying process.

Are you ready to buy? How much can you

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As the temperature drops, our heating bill goes up as we fight the chilly season change. It's time to prep your home for the winter months ahead so you can save money and remain cozy. Here are some ways to prep your home before winter arrives, your wallet will thank you.

1. Defend against drafts.

According to the U.S Department of Energy, drafts can waste 5 - 30 % of your energy use! A simple solution is a draft snake to line the bottom of your doors, which you can make or buy for super cheap. Don't feel like crafting a draft snake? Roll a bath towel and wedge under the drafty door --  problem solved.

2. Install storm windows.

Installing storm windows can increase energy efficiency by 45% by sealing drafts and reducing airflow. Look for

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Before you dive into replacing your windows, the first step is to carefully evaluate the pros and cons. Replacing your windows is no small investment. The average cost to replace the windows in a home is in the five-figure range. Even if replacing your windows results in huge energy savings, it can take years and years for the investment to pay off.

If you’re truly ready to replace them—whether it’s for energy and comfort, an aesthetic upgrade, or your current windows are simply beyond repair—here are a few things to keep in mind.

Pick the right materials
Window materials include vinyl, fiberglass, composite, wood, and aluminum. There are several factors that should go into deciding on the best material for your home, such as durability, energy

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You're going to have to do some regular repairs and maintenance on your home-it's just a fact of home ownership. So that you're not caught unprepared, it's a good idea to keep a budget and set aside some funds for when the following repairs inevitably come up.



 1. Light switches: Beyond your typical light bulb replacements,the wiring can occasionally go bad in a light fixture, causing it to be unresponsive when you turn the light on. An electrician can fix it quickly for around $100.

 2. Gutter maintenance: Over time, the weight and weather will be too much for your gutters, causing them break away from the home and require fixing. It's possible to fix them yourself, but it will typically cost up to $400 to have them fixed professionally.

 3.

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Budgeting for buying a home can be difficult enough when you’re just weighing mortgage options and a purchase price. But there are many other factors that go into the cost of home ownership. Some of them are one-time expenses that you’ll pay during the home buying process, while others will be recurring costs for as long as you own the home.

Closing costs
There are several smaller fees that add up to a rather large sum when you’re going through the closing process—loan fees, attorney fees, underwriting fees, and more. They typically add up to 2–5% of the purchase price. For a $300,000 home—roughly the national median—that’s in the neighborhood of $10,000, so be sure to budget for it.

Appraisal
Your lender will require an appraisal, and the

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Our homes require regular maintenance, both to protect our personal safety and to avoid costly repairs. Here are five of the most important items you should check in your home.

 1. The fire extinguisher: It’s recommended that you keep at least one fire extinguisher on every floor. You should also keep one in the garage and in the basement.

 2. Staircases and banisters: A loose railing or banister could spell disaster. Regularly check your stairs and the accompanying railings to make sure they’re secure.

 3. Smoke detectors: Be diligent about testing your smoke alarms (and carbon monoxide detectors) and replacing batteries. According to the Federal Emergency Management Agency, smoke detectors should be tested at least once a month, and batteries

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Watching the snow melt means warmer weather is upon us. It also means that that your basement or crawl space is at risk. Take a few precautions now to save your basement from becoming a flooded mess.

1. Clear snow and debris from roof gutters if you can do so  safely. Check that downspouts and sump pumps drain away from the house.

2. Move excess accumulations away from the foundation, downspouts, basement window wells, and outside stairwells.

3. Create a drainage path to catch basins or to low point water collection areas.

4. Clear drains, including the storm water drain in your street, of excess snow and debris.

5. Check hose bibs for leaks.

6. Shovel your walkway if you can. Melted snow gets into concrete cracks, refreezes, and expands, thereby

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We may be a little removed from New Year’s Day, but it’s not too late to make some 2017 resolutions for your home.

 1. Start a home repair slush fund: Things in your home are going to break and need to fixed. It’s just a fact that comes with home ownership. Rather than letting expensive repairs take you by surprise, start planning for them. Set aside some money each month that you can eventually draw from when an appliance breaks or unexpected damage occurs.

 2. Inspect your fireplace: Even if you have a gas fireplace, you should still inspect the valves and ceramic logs yearly to ensure that everything is operating safely and correctly. If you have wood fireplace, hire a certified chimney sweep to do the job.

 3. Maintain your garage door:

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